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Mortgage Rates Increase

Published June 12, 2026

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, June 11. Mortgage rates continued to hover in the mid-6% range.

This week, the 30-year fixed mortgage rate averaged 6.52%, up from last week’s average of 6.48%. Last year at this time, the 30-year fixed mortgage rate averaged 6.84%.

The 15-year fixed mortgage rate averaged 5.84% this week, up from last week’s average of 5.79%. During the same week last year, the 15-year fixed mortgage rate averaged 5.97%.

“The 30-year fixed-rate mortgage averaged 6.52% this week,” said chief economist at Freddie Mac, Sam Khater. “Stronger employment momentum has helped existing home sales reach a five-month high. Importantly, we are seeing homebuyers look past the short-term rate fluctuations and actively enter the market, signaling renewed confidence in homeownership opportunities.”

Based on published national averages, the savings rate was 0.38% as of 5/18. The one-year CD averaged 1.55%.