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Mortgage Rates Move Up

Published May 8, 2026

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, May 7. The survey showed another week of mortgage rates edging up.

This week, the 30-year fixed rate mortgage averaged 6.37%, up from last week’s average of 6.30%. Last year at this time, the 30-year fixed rate mortgage averaged 6.76%.

The 15-year fixed rate mortgage averaged 5.72% this week, up from last week’s 5.64%. During the same week last year, the 15-year fixed rate mortgage averaged 5.89%.

“The 30-year fixed-rate mortgage averaged 6.37% this week,” said chief economist at Freddie Mac, Sam Khater. “Recent data points to slightly better conditions for buyers with a boost in new-home sales, median new-home prices being down to their lowest level since July 2021, and higher inventory than in recent years. Together, these trends could modestly ease affordability pressures through the spring homebuying season.”

Based on published national averages, the savings rate was 0.38% as of 4/20. The one-year CD averaged 1.53%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.