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Mortgage Rates Edge Higher

Published May 1, 2026

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, April 30. The survey showed mortgage rates increasing slightly following the Fed’s decision to hold interest rates steady.

This week, the 30-year fixed rate mortgage averaged 6.30%, up from last week’s average of 6.23%. Last year at this time, the 30-year fixed rate mortgage averaged 6.76%.

The 15-year fixed rate mortgage averaged 5.64% this week, up from last week’s 5.58%. During the same week last year, the 15-year fixed rate mortgage averaged 5.92%.

“The 30-year fixed-rate mortgage averaged 6.30% this week,” said chief economist at Freddie Mac, Sam Khater. “As rates had modestly declined the last few weeks, purchase demand has accelerated with purchase applications rising to over 20% above a year ago. It is clear that purchase demand continues to hold up as prospective buyers react to both modestly lower rates and more inventory to choose from than the last few years.”

Based on published national averages, the savings rate was 0.38% as of 4/20. The one-year CD averaged 1.53%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.