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Mortgage Rates Increase

Published March 13, 2026

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, March 12. The survey showed mortgage rates increasing slightly compared to the previous week.

This week, the 30-year fixed rate mortgage averaged 6.11%, up from last week’s average of 6.00%. Last year at this time, the 30-year fixed rate mortgage averaged 6.65%.

The 15-year fixed rate mortgage averaged 5.50% this week, up from last week’s 5.43%. During the same week last year, the 15-year fixed rate mortgage averaged 5.80%.

“The 30-year fixed-rate mortgage returned to last month’s level of 6.11%,” said chief economist at Freddie Mac, Sam Khater. “Despite the modest uptick, buyers are responding to rates in this range, with existing-home sales increasing 1.7% in February. Purchase applications also increased this week, a welcome sign as buyers enter spring homebuying season with rates down more than half a percentage point compared to the same time last year.”

Based on published national averages, the savings rate was 0.39% as of 2/17. The one-year CD averaged 1.55%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.