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Mortgage Rates Continue to Drop

Published August 15, 2025

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, August 14. The survey showed mortgage rates continuing to decrease from the previous week.

This week, the 30-year fixed mortgage rate averaged 6.58%, down from last week’s average of 6.63%. Last year at this time, the 30-year fixed mortgage rate averaged 6.49%.

The 15-year fixed mortgage rate averaged 5.71% this week, down from last week’s average of 5.75%. During the same week last year, the 15-year fixed mortgage rate averaged 5.66%.

“Mortgage rates fell to their lowest level since October,” said chief economist at Freddie Mac, Sam Khater. “Purchase application activity is improving as borrowers take advantage of the decline in mortgage rates.”

Based on published national averages, the savings rate was 0.38% as of 7/21. The one-year CD averaged 1.63%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.