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Mortgage Rates Decline Again

Published June 27, 2025

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, June 26. The survey showed that the 30-year mortgage rate fell for the fourth consecutive week.

This week, the 30-year fixed mortgage rate averaged 6.77%, a decrease from last week’s average of 6.81%. Last year at this time, the 30-year fixed mortgage rate averaged 6.86%.

The 15-year fixed mortgage rate averaged 5.89% this week, down from last week’s average of 5.96%. During the same week last year, the 15-year fixed mortgage rate averaged 6.16%.

“Borrowers should find comfort in the stability of mortgage rates, which have only fluctuated within a narrow 15-basis point range since mid-April,” said chief economist at Freddie Mac, Sam Khater. “Although recent data show that home sales remain low, the resulting available inventory provides homebuyers with a wider range of options to consider when entering the market.”

Based on published national averages, the savings rate was 0.38% as of 6/16. The one-year CD averaged 1.62%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.