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Mortgage Rates Hold Steady

Published June 13, 2025

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, June 12. According to the survey, the mortgage rates for 30-year and 15-year loans remained relatively unchanged from the prior week.

This week, the 30-year fixed mortgage rate averaged 6.84%, a decrease from last week’s average of 6.85%. Last year at this time, the 30-year fixed mortgage rate averaged 6.95%.

The 15-year fixed mortgage rate averaged 5.97% this week, down from last week’s average of 5.99%. During the same week last year, the 15-year fixed mortgage rate averaged 6.17%.

"Mortgage rates have moved within a narrow range for the past few months and this week is no different,” said chief economist at Freddie Mac, Sam Khater. “Rate stability, improving inventory and slower house price growth are an encouraging combination as we celebrate National Homeownership Month.”

Based on published national averages, the savings rate was 0.42% as of 5/19. The one-year CD averaged 1.75%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.