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Mortgage Rates Inch Up

Published May 23, 2025

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, May 22. According to the survey, the mortgage rates for 30-year and 15-year loans edged up again but continued to be slightly lower than a year ago.

This week, the 30-year fixed mortgage rate averaged 6.86%, an increase from last week’s average of 6.81%. Last year at this time, the 30-year fixed mortgage rate averaged 6.94%.

The 15-year fixed mortgage rate averaged 6.01% this week, up from last week’s average of 5.92%. During the same week last year, the 15-year fixed mortgage rate averaged 6.24%.

“Mortgage rates inched up this week but continue to remain lower than one year ago,” said chief economist at Freddie Mac, Sam Khater. “With more inventory for buyers to choose from than the last few years, purchase application activity continues to hold up.”

Based on published national averages, the savings rate was 0.42% as of 5/19. The one-year CD averaged 1.75%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.